Banking Built for How Money Moves Now
A digital account for your business — not a traditional bank account. Your balance lives on stablecoin rails, so money moves in seconds instead of days, works next to your capital, and costs less to run. This is how the newest neobanks bank. Now it's how your business banks.
Sign up with email or Google · Your account is ready in minutesA More Flexible Account for Your Business
Everything a bank account does — minus the parts that hold you back.
Move money in real time
Deposits, transfers, and payouts settle in seconds, not days — with none of the traditional settlement delays.
Put idle balances to work
Balances can earn while they sit, staying available for spending, transfers, and repayments.
Bank without borders
Pay suppliers and get paid anywhere — no country-by-country infrastructure, no correspondent-bank maze.
Lower-cost rails
Stablecoin rails cut intermediary and processing costs — better unit economics than a traditional account.
One Account. Four Powers.
Fund it, hold it, move it, spend it — all on one rail.
Fund your account in minutes
Add dollars by bank transfer, card, or Apple Pay — they convert into your digital balance the moment they land. Funding from a Genysys OS loan is instant.
- Bank transfers, cards, and mobile pay on-ramps
- Loan proceeds and RBF payments land instantly
- No minimums, no branch, no paperwork
Hold balances that work as hard as you do
Your balance sits in your own digital account — always available, always visible, and able to earn while it waits for its next job.
- Full balance visibility in your Instant Profile
- Earn on idle balances without locking funds up
- Balances stay available for spending and transfers
Move money at the speed of your business
Send and receive in seconds — suppliers, payroll, customers, anyone. No cut-off times, no waiting for settlement.
- Real-time domestic and cross-border payments
- Settles in seconds instead of days
- Every movement recorded in your profile
Spend straight from your balance
Your balance converts at the point of sale, so you spend at merchants everywhere — without manually converting anything first.
- Business spending card linked to your balance
- Works anywhere cards are accepted
- Programmable spend controls for your team
We're redefining what banking means for the businesses that build culture.
The businesses we serve move at internet speed — but the banking system they were given still moves in business days. We decided that was a choice, not a law of nature.
- Banking should live next to your capital. Your balance, your loans, and your servicing already live in one profile — your money shouldn't be somewhere else entirely.
- Seconds beat business days. Stablecoin rails settle payments in real time, globally, with less overhead — a traditional bank account was never designed to do that.
- Your money should work while it waits. Idle balances can earn, staying ready for payroll, inventory, or the next opportunity.
- This is the new standard. The newest neobanks already bank this way. We're bringing it to the businesses that define culture — not just the ones that fund them.
Frequently Asked Questions
Is this a traditional bank account?
How fast can money actually move?
How do I add funds?
Can my balance earn while it sits?
Can I spend from my balance?
How do I sign up?
Open Your Digital Account in Minutes
Sign up with email or Google — your account is ready before your coffee is.
Digital balances are held on stablecoin rails and are not traditional bank deposits. Digital banking services continue to roll out as part of the Genysys OS ecosystem.