For VC-Backed Startups

Venture Debt That Extends Your Runway

Non-dilutive growth capital for high-growth startups. Get $1M–$5M in venture debt with founder-friendly terms, transparent pricing, and a fully digital process.

5-minute application
Decision in 48 hours
Fund in 2 weeks

Quick Eligibility Check

Free
Raised institutional VC funding
12+ months runway remaining
$500K+ ARR or strong growth trajectory
$50M+
Deployed
48hrs
Avg. Decision

Why Venture Debt?

Smart founders use venture debt to extend runway, minimize dilution, and accelerate growth without giving up equity.

Preserve Equity

Keep more of your company. Venture debt typically costs 0.5–2% warrant coverage vs. 15–25% equity dilution from a new round.

Extend Runway

Add 6–12 months of runway to hit key milestones. Raise your next equity round from a position of strength.

Accelerate Growth

Fund growth initiatives, bridge to profitability, or opportunistically extend between equity rounds.

Simple, Fast Process

From application to funding in as little as 2 weeks. No lengthy negotiations or complex term sheets.

1

Apply Online

Complete our 5-minute application with basic company and financial info.

2

Connect Data

Securely link your accounting and banking for instant verification.

3

Get Terms

Receive a term sheet within 48 hours with transparent pricing.

4

Get Funded

Sign digitally and receive funds in your account within 2 weeks.

Transparent Pricing

No hidden fees. Risk-based pricing that rewards strong companies.

Facility Terms

Facility Size$1M – $5M
Term36 months
Interest-Only Period6 – 12 months
Amortization24 – 30 months
CollateralAll Assets (Blanket Lien)

Pricing by Grade

A
Prime Companies
Prime + 2.0%
B
Strong Companies
Prime + 3.25%
C
Moderate Risk
Prime + 4.5%
Warrant Coverage0.5% – 1.5%
Origination Fee1.0%

Current Prime Rate: 8.50% • Rates as of December 2024

Ideal Candidate Profile

We work with VC-backed startups at Seed through Series C stages.

Funding Stage
Seed – Series C
VC Backing
Institutional investors
Runway
12+ months preferred
Revenue
$500K+ ARR or strong growth
Time Since Last Round
< 12 months ideal
Business Model
SaaS / Recurring preferred

Ready to Extend Your Runway?

Join dozens of high-growth startups that have used Genysys venture debt to accelerate their growth without dilution.