Revenue-Based Financing

Fuel Growth
Without Dilution

Pay a small percentage of monthly revenue until a capped total is repaid. No personal collateral. Flexible with your sales. Perfect for growing businesses that need capital without giving up equity.

No Equity Given Up
Flexible Payments
No Personal Guarantee
Typical Terms
Flexible revenue sharing
$50K - $2M Advance
Up to 10× monthly revenue
1-10% Royalty Rate
Percent of gross monthly revenue
1.7× - 2.0× Cap Multiple
Total repayment cap
3-5 Year Target
Expected duration to repay cap
Optional Warrants
10-12% of capital at next round
* Actual terms based on revenue history, volatility, and financial strength

Eligibility Requirements

Quick pre-qualification check

≥ $10K/Month Revenue

Consistent gross monthly revenue of at least $10,000

≥ 6 Months History

Minimum 6 months of revenue history (prefer 12-24)

≥ 30% Gross Margin

Healthy unit economics and profitability path

Industry OK

Not in prohibited sectors (adult, tobacco, cannabis)

How Revenue-Based Financing Works

Simple, transparent, and aligned with your growth

01

Connect Your Data

Link your bank, accounting software, and payment processors for instant underwriting

02

Get Your Offer

Receive advance amount, royalty rate, and cap multiple based on your revenue profile

03

Share Revenue

Pay a fixed percentage of monthly gross revenue until the cap is reached

04

Early Buyout Option

Pay off remaining balance anytime after 1× principal with favorable terms

Why Choose RBF?

Better alignment than debt or equity

vs. Traditional Loan

  • No personal guarantee required
  • Payments flex with revenue
  • No fixed monthly obligation
  • Faster approval process
Recommended

vs. Equity Financing

  • Keep 100% ownership
  • No board seats given up
  • No dilution of future value
  • Capped total cost

vs. Merchant Cash Advance

  • Much lower effective APR
  • Transparent pricing model
  • Longer repayment horizon
  • Early buyout savings

Ready to Accelerate Your Growth?

Get a custom RBF offer in minutes. No impact to credit score. Connect your data and see your advance, rate, and cap.

Important: This is a revenue share agreement, not a fixed-payment loan. Payments vary with your revenue. Early buyout available subject to contract terms.

Actual terms subject to underwriting, KYC/KYB verification, and applicable state law. RISE Revenue-Based Financing is provided by Genysys Capital Group.